Insult to injury insurance, fraud, and the big business of bad faith
Joan Hangarter bought a disability policy in 1990 to protect her should she ever become seriously ill. She dutifully paid her annual premiums for nearly a decade. But when she became disabled, she and her children found themselves homeless and bankrupt when her insurer-UnumProvident-stopped paying h...
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| Format: | Book |
| Language: | English |
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San Francisco
Berrett-Koehler
2005
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| Subjects: | |
| Online Access: | Click Here to View Status and Holdings. |
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| 008 | 240110t2005 -US a# #001 deng D | ||
| 020 | # | # | |a 9781576753491 |q hardback |
| 020 | # | # | |a 1576753492 |q hardback |
| 040 | # | # | |a UiTM |e rda |
| 041 | 0 | # | |a English |
| 090 | 0 | 0 | |a KF1301.5.I56 |b B68 2005 |
| 100 | 1 | # | |a Bourhis, Ray |e author |
| 245 | 1 | 0 | |a Insult to injury |b insurance, fraud, and the big business of bad faith |c Ray Bourhis |
| 264 | # | 1 | |a San Francisco |b Berrett-Koehler |c 2005 |
| 264 | # | 4 | |c ©2005 |
| 300 | # | # | |a xviii, 263 pages |b illustrations |c 25 cm |
| 336 | # | # | |a text |b txt |2 rdacontent |
| 337 | # | # | |a unmediated |b n |2 rdamedia |
| 338 | # | # | |a volume |b nc |2 rdacarrier |
| 504 | # | # | |a Includes bibliographical references (p. 253-256) and index |
| 520 | # | # | |a Joan Hangarter bought a disability policy in 1990 to protect her should she ever become seriously ill. She dutifully paid her annual premiums for nearly a decade. But when she became disabled, she and her children found themselves homeless and bankrupt when her insurer-UnumProvident-stopped paying her benefits. With the help of attorneys Ray Bourhis and Alice Wolfson, Hangarter won a landmark $7.7 million jury verdict against Unum. Hangarter's dramatic story illustrates in shocking detail how insurance companies put profit above the promises they make to policyholders. Exposing the intricate systems insurance companies use to target and terminate expensive claims without just cause, Bourhis reveals the back-room mind-set that drives these illegal practices. He shows how low-level employees are duped into unethical conduct, how insurers manipulate data and witnesses in the few cases that do go to trial, and exactly what ordinary people are up against when forced to take on these behemoths. Bourhis paints a frightening picture of how key decisions by Congress and the US Supreme Court have enabled these schemes to continue unchecked-and heprovides a sorely needed roadmap to reform |
| 610 | 1 | 1 | |a UnumProvident Company (Chattanooga, Tenn.) |x Trials, litigation, etc |
| 650 | # | 0 | |a Tort liability of insurance companies |z United States |
| 650 | # | 0 | |a Disability claims |z United States |
| 650 | # | 0 | |a Bad faith (Law) |z United States |
| 650 | # | 0 | |a Insurance companies |x Corrupt practices |z United States |
| 856 | 4 | 0 | |z Click Here to View Status and Holdings. |u https://opac.uitm.edu.my/opac/detailsPage/detailsHome.jsp?tid=342197 |
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The rainmaker = Sani' al-matar 
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