Investing in Human Capital a capital markets approach to student funding

Investing in Human Capital a capital markets approach to student funding

This study recommends employing "human capital contracts" wherein students agree to pay a percentage of their income over time in exchange for funds to finance their education. The main difference between "human capital contracts" and loans is the variable value of the payments s...

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Bibliographic Details
Main Author: Lleras, Miguel Palacios (Author)
Format: Unknown
Language:English
Published: Cambridge, UK Cambridge University Press 2004
Subjects:
Student loan > Finance
Education, Higher > Finance
Human capital
Online Access:Click Here to View Status and Holdings.
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520 # # |a This study recommends employing "human capital contracts" wherein students agree to pay a percentage of their income over time in exchange for funds to finance their education. The main difference between "human capital contracts" and loans is the variable value of the payments students make during the repayment period. Their financial consequences, of risk transfer from students to investors and increased information regarding future graduates' earnings, make the contracts an attractive alternative in funding higher education. 
650 # 0 |a Student loan  |x Finance 
650 # 0 |a Education, Higher  |x Finance 
650 # 0 |a Human capital 
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